The long and short of responsible domestic insurance

The long and short of responsible domestic insurancePart of being responsible means you have to be truthful whenever you make comments online. And whenever you have good intentions and mean well when you try to educate others and provide them with coherent advice on the best insurance products on the market these days or leave them with good, prudent financial, underwriting and risk management advice, you had better know what you are talking about. Other people’s lives, quite literally, depend on this. More importantly, before you start talking to the world out there, make sure you are properly vetted or certified to do so.

Be prepared to test the waters

And, as is the case here, make sure that you’ve been given the go-ahead to talk openly, but without bias and as professionally and responsibly as possible, when dispensing good and proper insurance advice. This post responds to all that has been mentioned in its erudite introduction by also offering something of a disclaimer with a first piece of very important advice. Don’t take everything we say here as gospel. Part of being responsible with your short-term and life insurance needs means testing the waters, if you will.

Be prepared to talk to more than one certified financial planner or independent, non-associated and unbiased insurance broker openly about your immediate needs. And if their credentials are in order and they are everything that their company prospectus says they are, chances are very good that you’ll be receiving the best financial and insurance advice that your personal and domestic budget allows for at this time.

We’d also like to share some thoughts on being proactive and responsible around the house. Your garden presentation says a lot about the responsible person you are and shows passersby just how much pride and care you take in your personal belongings.

Creatively show burglars you mean business

Now, we say this with tongue in cheek, but to all intents and purposes, we are quite serious about this thought. Your proactive actions and personal creativity in organizing the building of a garden-friendly wall around your home, also says a lot to potential burglars that you mean business to the point that they are obligated to think twice, a human condition they are not famous for adhering to if Scotland Yard’s statistics are anything to go by.

This website, which coincidently talks about how to utilize suitable pole saws for building burglar proof fences, or even beautiful picket fences, also resonates with the responsible and proactive line on effectively insuring your home through your very own risk management initiatives without waiting for underwriters of the colonial and legendary Lloyds order to tell you what to do.

Speaking of creativity, let us leave you with yet another stimulating and innovative thought.

Many of you, through personal choice or circumstance, remain unattached and not obligated to sign up for archaic life insurance policies. Vis-à-vis your financial planner, you are now well primed to be strategizing towards a tailor-made investment package that is going to provide for you well in the longer term around the time you are no longer able to do so on your own.